PhonePe announced a limited-time offer on the recently launched PhonePe SBI Card credit card. Aiming to democratize access to premium financial rewards, the card is now being offered completely free for the first year with a zero joining fee. Designed for the modern digital consumer, the PhonePe SBI Card (available on both RuPay and VISA platforms) stands out for online transactions, enabling users to earn rewards on every online purchase.
Here’s what cardholders get:
- Zero Joining Fee: Users can enjoy the premium benefits of the card at no cost for the first year.
- 5% Rewards on ALL Online Brands:A universal reward structure that ensures users earn on every digital checkout, regardless of the merchant.
- 10% Rewards on PhonePe Categories: Exceptional savings on routine essentials including Recharges, Utility Payments such as cylinder booking, mobile recharges, and Bill Payments.
- Save 10% on Insurance: Meaningful rewards on insurance premium payments on the PhonePe platform.
- 1% Rewards on RuPay Scan n Pay: Even regular UPI spends become fulfilling with 1% rewards on every QR scan.
- Travel Perks: Complimentary access to Domestic Airport Lounges (up to 4 per year with no spend limits) and Priority Pass membership for 2 years at International Lounges, providing a premium travel experience to users.
Reward points earned on the SBI Card can be used to set off the users’ credit card bill. Each point is worth ₹1, and the total points accumulated can be settled towards the monthly statement bill – helping users save on what they need to pay. All rewards earned are subject to the card’s limits and terms & conditions..
The PhonePe SBI Card is available for application directly through the PhonePe app, offering a seamless, digital-first onboarding experience.



































